PRIVACY POLICY FOR WEBSITE

Effective date: January 5, 2024

Applicable to: www.go4mi.com

These terms and conditions apply to You, the user of this website (including any sub-domains, unless expressly excluded by their own terms and conditions), and Go4mi Technology limited, the owner and operator of the following website: go4mi.com (the "Website"), with the the following URL web address: www.go4mi.com.

PLEASE READ THE TERMS AND CONDITIONS CAREFULLY as they affect Your legal right.

1. Definitions

"Parties" means both You and the operator of the Website: go4mi Technologies Limited.

"Operator" means the owner, publisher and administrator of the Website.

"Personal Data" means any personal information collected for You in relation with your use of this service which is capable of identifying You.

"Service" means the Website, which is known as: www.go4mi.com including all pages, sub pages, all blogs, forums and other connected internet content whatsoever.

"Products" means the goods and products both tangible and intangible offered on the Website.

"Services" means the services offered on the Website.

"Third Party Service Provider" means a party or parties who are contracted by the owner/data controller for the purposes of processing the personal data of user.

"User Content" means any audio, video, text, images or other material users choose to display on this Website.

"You, Yours" means the user of this Website.

2. INTRODUCTION

This Privacy Policy is designed to inform You about the Personal Data we collect, how we collect this data, the uses of the data, and Your rights relating to the Personal Data when You use this Service or purchase the Products and Services offered on the Website.

We are committed to protecting your Personal Data while You use this Website.

By continuing to use our Website, You acknowledge that You have reviewed the Privacy Policy and agree to its terms. This also means that You have consented to the use of Your Personal Data and have accepted the applicable disclosures.

3. THE PERSONAL DATA WE COLLECT FROM YOU

We collect various information to enable us provide good Service to all our users. Depending on how our Service will be used, the different types of Personal Data we collect are as follows: A. For registered users: During the process of Your registration we may collect the following information: Full Legal Name
email Address
Home or Office Addresses
Phone number
Password
Bank account number
Routing number
Bank card information:card number, expiry date, CCV number.
BVN (Bank Verification Number)
Business Documents (CAC, Passport or Voters Card)We may also require other information in relation to:

(I) Your interaction with our representatives;

(II) receiving notifications by text message or email about marketing;

(III) receiving general emails from us.

(IV) commenting on our Content or other User Content on our Website.

(V) the purchases You make.

B. For unregistered users: We will collect passive information from all registered and unregistered users. These information include cookies, IP address information, location information and certain browser information.
C. Sales and billing information: We may collect Your credit and/or debit card information, which includes Your card number, password, etc, Your billing address, Your contact address and other information required for Your purchases. The billing information will be stored for the following period: As long as your account is active to assist You in making future purchases.
D. User experience: From time to time we may also request certain Personal Data that may be necessary to improve our Service and the Products and Services we offer for sale on the Website.

4. THE PERSONAL DATA WE COLLECT AS YOU USE OUR SERVICE

We use the following to collect Personal Data from You:

Cookies: We use the data collected by the cookies to offer You the best experience on our Website. Cookies are information stored on Your browser when You visit our Website or use a social network with Your PC, Smartphone or Tablets. They contain various data which includes the name of the server from which it comes, the numeric identifier, etc. The types of cookies we use are as follows:

(I) Technical cookies: These cookies are essential for the correct functioning of our Website and they are required to provide the Service required to our users.

(II) Profiling cookies: These cookies are used to create user profiles based on personal choices and preferences in order to send advertising messages to Your device.

(III) Third party cookies: While using our Service, You may receive cookies from websites managed by other organizations. Third party analytical cookies may also be installed. Third party analytical cookies are used to detect information on user behaviour on our Website.This is placed in order to monitor the performance and improve the usability of this Website.

(IV) Support in configuring your browser: You can manage these cookies through the settings of Your browser on Your device. However, deleting cookies from Your browser may remove the preferences You have set for this Website.

Log Data: We also use log files which store automatic information collected when users visit this Website. The log data which may be collected are as follows:

(I) the domain and host from which You access the Website;

(II) name of the Internet Service Provider (ISP);

(III) date and time of visit;

(IV) Your computer operating system and browser software;

(V) web pages visited, the duration, and frequency of visits;

(VI) Your Internet Protocol (IP) address.

5. THIRD PARTIES

We may utilize third party service providers, from time to time to help in processing Your Personal Data and help us with our Website.

We may use Third Party Service Providers for the following services in relation to our Website:

Verification services Logistical services General survey and customer satisfaction surveys

We share Your Personal Data with third parties in order to protect our rights, properties, and safety and for the safety of users of this Website.

6. PURPOSE OF PROCESSING PERSONAL DATA

We collect and use Your Personal Data for the following reasons:

(I) to provide our Service and to maintain and make improvements to the Service we provide to You;

(II) to develop new Products and Services on the Website;

(III) to provide personalized Service to You, including making recommendations and providing personalized content;

(IV) to provide customer service to You;

(V) to provide You with updates on the Website and related items;

(VI) to provide analytics to understand how our Service is used.

7. STORAGE OF PERSONAL DATA

We take the security of the Personal Data we collect very seriously, and we take reasonable measures to reduce the risk of accidental destruction, loss or unauthorized access to such information. However, please note that no system involving the transmission of information via electronic storage systems or the internet is completely secure

We use the following systems to store Your information:

Cloud services

The Personal Data and any other information we have about You may be stored for the following period: For as long as your account is active and 1year after deactivation.

8. PROTECTION OF PERSONAL DATA

Our Service is built with strong security features that continuously protects Your Personal Data. Our security features help us detect and block security threats. If we detect any security risk, we may inform You and guide You through steps to stay protected.

We use the following security features to protect Your Personal Data from any security breach or harm:

SSL/TLS Encryption: Use Secure Sockets Layer (SSL) or Transport Layer Security (TLS) encryption to secure data transmission between the user's browser and our server. This ensures that sensitive information, such as login credentials and payment details, is encrypted and protected from interception. Secure Payment Gateways: Utilize reputable and secure payment gateways that comply with industry standards. This ensures that financial transactions are processed securely and that customer payment information is protected.

Two-Factor Authentication (2FA): Implement two-factor authentication for user accounts. This adds an extra layer of security by requiring users to provide a second form of verification, such as a code sent to their mobile device, in addition to their password.

Regular Security Audits: Conduct regular security audits to identify and address potential vulnerabilities. This includes reviewing code, server configurations, and third-party integrations to ensure that all components are secure.

Data Backups: Regularly backup customer data and website content. In the event of a security breach or data loss, having up-to-date backups allows us to quickly restore our website and minimize the impact on users.

9. DISCLOSURE OF PERSONAL DATA

When You share Your Personal Data

We do not disclose Your Personal Data except for any of the following reasons:

(I) if You have granted us the permission to do so: We will disclose Your Personal Data where we have received Your unequivocal consent and permission to do so. However, such consent may be withdrawn at anytime;

(II) for the purposes of processing Your Personal Data: We may disclose Your Personal Data to our affiliates and other trusted businesses or persons for the purpose of processing Your Personal Data for us, based on our instruction and in compliance with our Privacy Policy;

(III) if we are required to do so by an existing law or regulation: We may also disclose and share Your Personal Data for the following reasons:• to meet any applicable law, regulation, legal process, or any legal request, such as subpoenas, court orders, requests for administrative or government bodies;
• to enforce our applicable Terms of Use;
• to detect, prevent, or address any fraud, security or technical issues;
• to prosecute or bring any legal action against any user who has violated any law or our Terms of Use.

(IV) For any other other reason that may be necessary for the operation of our Website.

10. USER CONTENT

We may allow users to post their content or information on this Website. These contents include audio, video, updates, articles, images, or other materials users choose to display on the Website. Please note that any material which You may post is made accessible to the entire public and will not be regulated by this Privacy Policy.

11. LINKS TO THIRD PARTY SITES/SERVICES

The website may contain links to other websites which we believe may offer useful information. This linked websites are not under our control and this Privacy Policy does not apply to these websites. We suggest that You contact those websites directly for information on their privacy policy, security, data collection and distribution policies.

12. ACCESSING, MODIFYING AND DELETING YOUR PERSONAL DATA

If you wish to access, review, modify any information we have about You, You may do so by simply contacting us on the following email address: info@go4mi.com. You may also request that we delete any information belonging to You that we have stored.

13. YOUR RIGHTS

Your rights in relation to Your Personal Data are as follows:

(I) the right to have access to Your Personal Data;

(II) the right to be informed about the processing of Your Personal Data;

(III) the right to rectify any inaccurate Personal Data or any information about You;

(IV) the right to review, modify or erase Your Personal Data and any other information we have about You;

(V) the right to restrict the processing of Your Personal Data;

(VI) the right to block Personal Data processing in violation of any law;

(VII) the right to be informed about any rectification or erasure of Personal Data or restriction of any processing carried out;

(VIII) the right to the portability of Your Personal Data; and

(IX) the right to lodge a complaint to a supervisory authority within Nigeria.

14. CONTACT INFORMATION

If You have any questions regarding this Privacy Policy or the Personal Data we collect, or if You wish to make any comments or complaints about anything related to this Privacy Policy, please contact us at the following email address: info@go4mi.com.

15. REVISIONS AND MODIFICATIONS

We reserve the right to modify and revise this Privacy Policy from time to time without Your explicit consent. If we make any fundamental change, we will notify You and obtain Your consent to the revised version.